loan officer info.
Hello, I’m Justin Howell a U.S. Navy Veteran of over 13 years, devoted father of four and husband to one of the top Realtors in Northeast Florida. I’m passionate about finding creative financing solutions for you, no matter how complex. If you are either refinancing or buying your new dream home, I promise to guide you in your journey. I’m dedicated and passionate about staying up to date on the latest complexities of mortgage lending, technology and cutting-edge marketing techniques for real estate, I hope to become your vital resource for homeowners and Realtors alike.
Fiber Mortgage provided me with excellent service from beginning to end. Very professional and personable. They made me feel as if I was their only client. I will be utilizing their services for all my mortgage needs. Thank you so much for paving the way to my new home.Bea Whitten | fiber customer
We are thankful for the exceptional service we received during the entire refinancing process. Truly appreciate the professional and honest assistance with the mortgage process from beginning to end. We will recommend Fiber Mortgage to our family and friends.Heather Ballesteros | fiber customer
I cannot express enough how amazing our experience has been! The most responsive and pleasant agents I've ever worked with and the entire process was so quick and easy. We had been trying to refinance for almost a year and had gotten nowhere elsewhere. Everything was moving at a crawl. We had things up and running with approval within a couple weeks with Fiber Mortgage and closed not long after. They got us a better rate, a lower monthly payment, and cash back for home improvements. 100% recommend this business.Dan DiBiase |fiber customer
Our broker was easy to work with, conscientious, and responsive to any questions we had. The process of uploading needed documents was simple. We have refinanced in the past, and this one was much easier. I would recommend Fiber.Justin Lott |fiber customer
the loan process
Wondering how much house you can afford or whether now’s the time to refinance? Let’s get you the answers you need and the rates you want.
Prequalification occurs before the loan process even begins. Want us to calculate mortgage rates and estimated down payment costs? Can do. Just click the button below to get started. Your instant prequalification letter is on the way.